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$2,450,000

12816 Harborwood Drive Largo, FL 33774 Residential - Single Family Active

  • 12816 Harborwood Drive, Largo, FL 33774 Main Photo

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Description

Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America.Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony. Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings.Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15' x 30' pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal.Kensington Oaks is one of the area's desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida's finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach.This is more than a home-it's a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle.

Property Highlights

Property Type: Residential - Single Family
Cooling: Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Central, Electric
Home Style: Cape Cod, Coastal
Lot Size: 1.31 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $29,841
Year Built: 1987

General Information

Bedrooms: 4
Bathrooms: 4 Full 1 Half
Sqft: 4,234
County: Pinellas
Subdivision: KENSINGTON OAKS
Listed By:
Mike Sanders HOMES BY SANDERS REALTY 727-409-6929

Amenities

Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Walk-In Closet(s)
Window Treatments
Outdoor Grill
Private Yard
Sidewalk

Room Information

Primary Bedroom: 29x16.2
Living Room: 18x19
Dining Room: 14x18.6
Kitchen: 14.3x21
Family Room: 18x18.8
Loft: 13x14.6
Bonus Room: 15x18.8
Bedroom 3: 15.7x11.8
Bedroom 4: 16x11.8
Balcony/Porch/Lanai: 56.8x11.9
Bathroom 3: 7.7x5.9
Bathroom 4: 10.1x9.1
Bathroom 5: 6x12
Balcony/Porch/Lanai: 16x12
Laundry: 8x12

Property Features

Additional Rooms: Bonus Room, Family Room, Formal Dining Room Separate, Formal Living Room Separate, Inside Utility, Loft
Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
Body of Water: GULF OF AMERICA INTRACOASTAL
Community Features: Deed Restrictions, Street Lights
Days on Site: 1
Directions: INDIAN ROCKS RD S TO W ON KENSINGTON OAKS PL TO N ON HARBORWOOD DR
Exterior: Block, Brick
Fencing: Chain Link
Fireplace: Family Room, Living Room, Wood Burning
Fireplace Y/N: Yes
Flood Zone Code: AE
Flooring: Carpet, Tile, Travertine, Wood
Foundation: Slab
Frontage ICW: 100
Garage Dimensions: 23x26
HOA Fee: 850/ Annually
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional
Lot: Cleared, Conservation Area, Flood Insurance Required, FloodZone, Landscaped, Oversized Lot, Sidewalk, Sloped, Paved
Lot Dimensions: 1.31
Other Equipment: Irrigation Equipment, Private Yard
Ownership: Fee Simple
Parking: Garage Door Opener, Oversized
Parking Notes: Garage Door Opener, Oversized
Patio/Porch: Covered, Rear Porch, Screened
Pets Allowed: Yes
Pool: Auto Cleaner, Gunite, In Ground, Lighting, Outside Bath Access, Pool Sweep
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Security: Closed Circuit Camera(s), Security System, Smoke Detector(s)
Sewer: Public Sewer
Showing Instructions: Appointment Only, Lock Box Electronic-CBS Code Required, See Remarks, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Swimming Pool: Yes
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
Vegetation: Mature Landscaping, Trees/Landscaped, Wooded
Water: Public
Water Access: Gulf/Ocean, Intracoastal Waterway
Water Access Y/N: Yes
Waterfront Features: Intracoastal Waterway
Water View: Gulf/Ocean - Full, Intracoastal Waterway
Windows: Blinds, Drapes
Zoning: RES
$2,450,000
4beds
4.5baths
4,234sqft
2cars
New to the Market Active
BEDS4 BATHS4 full 1 partial SQUARE FEET4,234 MLS#TB8533580
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONKENSINGTON OAKS

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12816 Harborwood Drive, Largo, FL 33774.

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Estimated Payment

$ 11,464.77 per month $8,263.44 Principal & Interest $2,486.75 Property Tax $714.58 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 08/01/2026. The listing information on this page last changed on 08/01/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 08/01/2026 9:01:11 AM EST) or Stellar MLS (last updated Sat 08/01/2026 1:59:01 AM EST). Real estate listings held by brokerage firms other than Wagner Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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